Category Archives: General

Private Debt Investor

Most private debt markets were seriously affected by the 2008 financial crisis. Banks decreased the amount of money lent because they were compelled to mend their balance sheets. While this was happening, mid-market firms required fresh capital to repay their current loans and promote the growth of their business.

Institutional investors were drawn by two merits in private debt:
1. Higher profits than fixed income indices and some equity
2. Reduced correlation with other asset classes

Many investors consider private debt investment less risky than stocks and other types of investments. Currently, More than half of the institutional investors in the U.S. have ventured into private debt investment.

Private debt has become one of the top ten asset classes in recent years. The future of private debt investment is bright and is expected to provide some of the best and highest returns over the next three years. This takes private debt investment to a whole new level as an investment vehicle. Although the U.S. is still the heart of the non-bank loaning industry, the growth engines are expected to roll out in Europe in the next few years.

Key components of private debt
Direct Lending
Direct lending is when non-bank institutions offer capital to medium and small sized companies as loan rather than equity. In other words, direct lending is a wide range of risk profiles above senior debt.

Mezzanine
This refers to a private loan which is a subsidiary of a senior secured loan but superior to equity in a company’s capital make up.

Venture debt
These are small loans given to small companies and start-ups. They have negative or reduced free cash flow for working capital. Venture debts provide investors with the opportunity to buy equity.

Distressed debt
These are debts that companies have with pending or actual agreement default.

Unique Characteristics of Debt Investments
Investing in debt is very different from investing in stocks or other types of securities. However, it is important to research the type of debt investment you are interested in before making the investment. Having a better understanding of debt investment and taking notes from experts in the industry before becoming a private debt investor can help you make wise financial decisions. Consider starting small and expanding slowly as you get the hang of it.

Easy Ways to Write Business Emails

In today’s business world, email is the very common form of business communication so it should be perfect. Many people use emails as the main and in other cases, it is a mean of written communication. Emails can involve few elements which are given below:

it 1

– Subject line
This element shows the reader the main topic of the email

– (Salutation)
This element is not so important, you can use it as an optional. Some folks begin with “Hello”, others with the reader’s first name.

– Reason for writing

– Main point

– (End)
In this post, I am going to tell you 2 easy ways to write business emails.

  1. Use an Actionable, Concise and Clear Message

Email in a 7-8 word subject: Your subject must be precise and short and it must summarize the main message of the email. The perfect subject provides relevant information to the audience. Folks who get lots of emails a day will only open emails with specifically interesting subjects. The subjects should be of 7-8 words so that the whole subject is visible on a mobile and also computer.

it 2

Here are few Examples of ideal email subject lines

  • Your shipment will reach on 9/8
  • The printer broken. May I replace it for $100?
  • Marketing meeting at 3 PM. Are you attending?

Here are few Examples of bad email subject lines

  • On the way to you
  • A printer
  • A meeting

Skimmed and acted: You should write the email so that the reader will easily scan relevant information. You should use formatting which may help the audience get immediately to information they require. In a long email, you should bold the most essential concepts or sentences.

it 3         

    2. Maintaining Professional Image and Formality

Use a formal tone: The freelance business content writers should keep the straightforward and professional of their email. While writing email, try to leave informal or emotional language out of the email completely. Whenever possible, you should avoid abbreviations and contractions. Make sure that the full-length phrases often seem very formal.

Proofread the email: While doing business content writing jobs for email, do your best to make sure that the email does not include spelling or grammar mistakes. Moreover, you should use standard punctuation. Several email programs involve an option of spell check; you can use it! If the grammar is poor, then it will certainly destroy the text that you are sending.